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Marketplace plans, also known as Affordable Care Act (ACA)/”Obamacare”, provide coverage for all pre-existing conditions from day 1, without yearly limits on certain essential health benefits. If you qualify for low-income government subsidies or have pre-existing conditions that require medical care or prescriptions a marketplace plan may be a good option.
Private plans are an affordable option for people who don’t need coverage for maternity, mental health, substance abuse, or pre-existing conditions. Private plans typically offer more affordable rates and broader networks than marketplace plans - giving you more options at a lower cost.
HPCBenefits is a portal where Americans can learn about and apply for benefits on the phone. This includes free or very low cost health insurance (Affordable Care Act) and senior programs (Inflation and Reduction Act).
*Qualifying States: AL, AR, AZ, DE, FL, GA, IA, IL, IN, KS, LA, MI, MO, MS, NC, NE, NH, OH, OK, SC, TN, TX, UT, WI, WV
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We are not affiliated or endorsed by any government entity. CMS has not reviewed or approved this information. This is not a complete description of benefits, visit healthcare.gov for a full list of plans and benefits available. HealthPlansCovered marketing services provided by Jonathan G. Vogel LeadWell Media LLC. Benefits may be limited to specific plans and regions. There is no obligation to enroll. Not all plans or benefits available in all areas. Not all callers will qualify for the stated benefit.
